Best Home Insurance Companies Spotlight: How Insurely Wins Canadian Homeowners
Insurely Brings Fresh Competition To A Crowded Field
For years, Legacy brands like TD Insurance, Intact Insurance, and Economical Insurance have set the pace among home insurance companies. They remain pillars of the Canadian home insurance market and the broader property and casualty insurance sector. Insurely steps in with a digital-first model that helps people compare across multiple insurers, pick the right home insurance company, and bind in minutes—with real advisors on call.
Homeowners can schedule home insurance coverage up to 30 days in advance, purchase a policy in under ten minutes, and receive instant documents by email. No branch visits. No long holds with an insurance broker. That access puts Insurely directly alongside the best home insurance companies for Canadians who want modern online services without giving up reliable protection.
What “Legacy” Means—and What Insurely Changes
Legacy providers are long-established carriers built around branch networks, call centers, and paper-heavy workflows. That description fits leaders like Intact Insurance, TD Insurance, Aviva, Economical Insurance, RSA, and The Co-operators—brands with scale across casualty insurance and property insurance. Insurely flips the experience with a single, mobile-first journey from quote to claim.
| Category | Legacy group (Intact, TD, Aviva, Economical, RSA, The Co-operators) | Insurely (modern choice) |
|---|---|---|
| Process style | Branch/call-center steps; forms, and follow-ups | Digital-first from quote to bind; e-sign, instant docs |
| Quotes & bind | Multi-step flows; callbacks vary by brand | Real-time insurance quote; bind in minutes; save/edit anytime |
| Claims transparency | Status by phone/email; portals differ | Clear online claims process with timestamps and next steps |
| Coverage clarity | PDF-heavy explanations | Plain summaries; live price impact for coverage options |
| Bundling | Home and auto insurance offered; setup can be siloed | One login for home + car insurance and riders |
| Speed to human | Business-hours bias | Fast callbacks, chat + phone, licensed advice on demand |
Faster, simpler, better for Canadian homeowners
With Insurely, people can edit an insurance policy, add optional coverage, and even file a claim online. Adjust deductibles, tailor limits, and choose replacement cost on personal property. Add liability coverage for legal liability and liability claims, or select extended water damage coverage for regions with higher risk. When a home insurance claim hits, quick online intake and status updates keep things moving.
Coverage that fits every living situation
Insurely supports house insurance, tenant insurance, condo insurance, and rental properties for landlords.
- Condo owners: address unit upgrades, loss assessment, and condo deductible protection—gaps many home insurance providers miss.
- Renters: get personal liability, protection for damage to someone else’s property, and additional living expenses after a loss.
- Mortgage lenders: when homeowner’s insurance is home insurance mandatory before closing, Insurely issues instant proof for your file.
Built For Mobile Speed And Smarter Pricing Control
From quote to bind, the flow takes minutes. Want a lower home insurance cost? Pick a higher deductible or stack discounts (smart devices, monitored alarms) to save money on insurance premiums. People who are mortgage free can right-size limits; those seeking comprehensive protection for natural disasters can add comprehensive coverage and specialty riders on the spot.
More Than Just Home Insurance
Most home insurance companies focus solely on protecting the house. Insurely expands into auto insurance products, car insurance, and even business insurance. Homeowners mmay bundle home and auto insurance for better rates or add auto insurance policies alongside travel protection through partnerships like Allianz Travel.
The system also works for partnerships with real estate brokers, law firms, and property managers. This plug-and-play model helps professionals refer clients directly, creating smoother service for Canadian homeowners.
Expanding across Canada
The platform is gaining ground in British Columbia, Ontario, and Alberta. In cities like Vancouver and Toronto—where mortgage lenders require proof before closing—Insurely provides instant documentation. First-time buyers get the financial security they need without waiting weeks.
More Control Over What You Pay
Confusion about how much coverage to buy is still common across the industry. Insurely solves this with clear quoting. Homeowners see exactly what basic home insurance covers, what upgrades cost, and how to save money with smart bundling or a higher deductible.
Those with older homes or who are mortgage free can scale back, while those seeking comprehensive insurance for natural disasters or unique risks will add protection instantly. This balance of affordable coverage and comprehensive protection makes Insurely a strong contender for anyone comparing home insurance quotes from multiple insurers.
The Takeaway
Insurely is proving that choosing the right home insurance company doesn’t have to mean picking the biggest. By combining digital online services, flexible coverage options, and fair pricing, it delivers what Canadian homeowners want most: speed, clarity, and control. In a market long dominated by legacy names, Insurely is showing what the best insurance company of the future looks like.
Skip the phone tag. Compare home insurance quotes with Insurely in minutes, pick the right home insurance company, and manage everything from your phone.
Frequently Asked Questions
What coverage options are available through Insurely?
Insurely offers basic home insurance, optional upgrades like identity theft protection, and add-ons for additional living expenses.
Is customer satisfaction high with Insurely?
Yes, reviews consistently highlight Insurely’s fast claims process, affordable premiums, and strong customer satisfaction ratings.
What is property insurance with Insurely?
Property insurance from Insurely protects homes, condos, and rental properties against damage and loss.
Does Insurely provide property or casualty insurance?
Yes, Insurely offers flexible property or casualty insurance options to cover both property damage and liability risks.
Can I get casualty insurance for personal liability through Insurely?
Yes, Insurely includes casualty insurance features like personal liability and legal liability coverage in its plans.